23M Rate My Long-Term Portfolio

Hey everyone,

I’m 23 and building a long-term portfolio with the primary goal of long-term growth. At some point in the future (flexible timeline, likely 10–15+ years), I may sell a portion to help fund a house down payment. Rate my allocations and let me know if I should adjust anything.

Here’s my current allocation (excluding cash):

• VOO – 52.5%

• VXUS – 20%

• VGT – 10%

• GLTR – 7.5%

• AVUV – 5%

• IBIT – 5%