Hi all, Google couldn't help me so I come to you.

    Recently tried getting pre approved for a capital one spark card for my LLC. Preapproval failed because I was alleged by either Equifax or Transunion to be a minor.

    I currently only have 1 card in my name that is about 8 years old, through a small credit union in my home state, no student/auto/other loans or credit activity outside of this one card.

    I know I was a part of the giant data breach a few years back, but called both companies and they confirmed I was not under any kind of freeze, DoB was correct for both as well.

    Where do I go from here? Should I just try to apply anyways and risk the credit dip from a denial?

    Denied Pre-Approval because I am a minor, but I'm 25?
    byu/Ready_Season1549 inCreditCards



    Posted by Ready_Season1549

    1 Comment

    1. TomatoMoney9715 on

      You need to pull from all 3 bureaus, review them for inaccurate information, and dispute anything inaccurate.

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