I finished my JD last year and thought the hard part of life was finally over. Instead I walked out with about 115k in student loans.
My current role pays around $98K in a medium cost of living city which is pretty typical early in this field (I.E. Not big law). It is meaningful work and I enjoy it, but when I actually sat down and looked at the repayment timeline it felt heavy.
For a long time I avoided thinking about my debt. Recently I finally forced myself to sit down and map everything out. Seeing it visually was honestly a little shocking.
For anyone else who finished school with significant loans, how did you approach the first few years of repayment? Any strategies that helped you stay consistent would be appreciated. I'm feeling a little overwhelmed tbh
Finished Law School!!! Now the Debt………. any advice?
byu/Ok-Manager-5465 inStudentLoans
Posted by Ok-Manager-5465
1 Comment
Assuming you’re not working for a PSLF-eligible employer (government or non-profit sector), then make a broader financial plan and [use the avalanche method](https://www.reddit.com/r/StudentLoans/comments/9epjpu/proper_order_for_paying_off_individual_loan_tokens/e5qlci3/) to wipe your debt out as quickly and cheaply as possible.