Will my homeowners insurance (Ohio) deny a claim to have my roof replaced or fixed if I replaced a portion of it but didn't use a roofing company?

    Noticed winter/early spring 2025 that the roof over the mudroom was leaking. This section of the roof is not connected to the rest of the roof. I had a couple companies come out and say it can't be fixed because there was too much damage and it needed replaced. They won't replace just that section so I would need to replace the entire roof all 3 sections. I know a roofer and hired him to replace it instead because I couldn't afford an entire new roof. Replaced from metal to shingles so the other 2 sections of roof are still metal.

    Windstorm damage very recent and we had no issues with what we replaced for the last year.

    I appreciate all the help and advice for navigating this. Thanks!

    Damage to roof during windstorm
    byu/hotcookin53 inInsurance



    Posted by hotcookin53

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