Looking to get a new credit card setup and mixed between which travel card and setup I should go with. I spend a lot on travel and dining/grocery.

    CREDIT PROFILE

    Current credit cards you are the primary account holder of:

    BOA Customized Cash Rewards

    FICO scores with source: Experian fico 8: 768

    Oldest credit card account age: 7 years 1 month

    Cards approved in the past 6 months: 0

    Cards approved in the past 12 months: 0

    Cards approved in the past 24 months: 0

    Annual income $: $50,000

    CATEGORIES

    Ok with category-specific cards?: Yes

    Ok with rotating category cards?: No

    Estimate average monthly spend in the categories below.

    Dining $: 500

    Groceries $: Wholesale:200

    Grocery:200

    Gas $: 160

    Travel $: 250

    Using abroad?: No

    Other categories or stores: Online shopping

    Other spend:

    Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    Amazon Prime member: Yes

    Costco or Sam's Club member: Both

    Disney bundle subscriber: Yes

    Big bank customer: Chase, Bank of America

    PURPOSE

    Purpose of next card: Travel Rewards

    Travel rewards preferences: American/Delta, Hyatt

    Cards being considered: CSR, Amex gold/ plat, c1 VX

    ADDITIONAL INFO

    Looking to get a credit card setup as I find that my travel expenses and dining/ grocery are missing out on rewards. My BOA cc currently gives me 3% back on online shop. Annual income will increase after I finish my masters program.

    Card recs needed for travel and dining
    byu/chill_flyer43 inCreditCards



    Posted by chill_flyer43

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