How much would you lose if your stablecoins depegged and you didn’t find out for 24 hours?

How much would you lose if your stablecoins depegged and you didn't find out for 24 hours?

Not a hypothetical. This already happened.

March 2023. USDC hits $0.87. By the time most people woke up, checked their phones, opened their apps and figured out what was going on — the damage was done. The people who acted in the first hour got out near $0.95. The people who found out the next morning sold at $0.87.

That's an 8 cent difference. On $50k that's $4,000 gone just from being slow.

And USDC is the "safe" one. Backed by a regulated US company. Silicon Valley Bank takes a hit and suddenly your stablecoin isn't stable.

Now think about USDT. $140 billion in circulation. If Tether ever has a real transparency crisis — not rumours, an actual confirmed problem — you won't have 24 hours. You'll have minutes before liquidity dries up on every exchange simultaneously.

The people who survived previous crashes weren't smarter. They were faster. They had alerts set. They were watching the data before the news articles went live.

• How much do you have in stablecoins right now?

• Do you have any kind of alert system, or are you relying on Twitter to tell you when to panic?

• Have you actually stress tested what happens to your portfolio if USDT goes to $0.85?

I built PegCheck (pegcheck uk) because I couldn't find a tool that just watched the prices quietly and told me the moment something moved. Free to use, monitors 8 stablecoins across 5 price sources, alerts you before the Reddit posts start.

What's your number? How much would hurt?