I'm 30M and doing great financially, but still can't seem to shake the fear of financial ruin?
House is paid off, no other debt, $250k personal annual income/$410k including my wife/$500k+ including my retired mom who lives in our MIL suite. I have $230k in my 401k + $70k in a HYSA. My wife has another $30k cash and 10 years in a generous pension (and plans to be for her full career). Fixed expenses are ~$3k/mo and any one of us could support the other two if something crazy happens. No kids in the picture yet but working on it with IVF.
Obviously the world is stressful right now and I probably have some extra anxiety from recently spending $700k to build my house with cash, but the anxiety still feels extraneous.
Has anyone broken out of a similar survival mindset or considered therapy for it?
Has anyone considered therapy for irrational financial anxiety?
byu/Tasty-Beautiful-9679 infinancialindependence
Posted by Tasty-Beautiful-9679
1 Comment
A few years in and no change yet.