What tactical allocation strategy would you use to shift AA to +/-15% from you age based AA
Some age based AA as per Bogle
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80/20 for an accumulator (upto 50 yrs)
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80/20 to 65/35 for someone in their transitional phase (51 to 65yrs)
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50/50 for an investor who's in their distribution phase 1 (+65 yr)
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35/65 for an investor who's in their distribution phase 2 (+75 yr)
He does speak about tactically adjusting AA at +/- 15 but doesn't go into details cause that's John Bogle for you. There are no old bold pilots in his own words.
He did plant the seed (+/-15) and the rest is left towards those who do determine to walk this way.mp3 tilt that way
Rules Based Tactical Allocation Strategy (+/-15 e.g. 80/20 to 65/35)
byu/Reasonable_Switch645 ininvesting
Posted by Reasonable_Switch645
1 Comment
I don’t think this approach is foolproof. I treat my defensives as capital preservation and my offensives as a long or short depending on market conditions. I moved to 50% defensives after October and my 50% offensives were shorting the market. So being up 30% on 50% of my “defensive” plays, let’s me move some of that to bonds to further preserve the gains and my offensive plays shorting carvana and other trash companies has been another 30% gains. I’m up about 14% YTD right now and honestly moving to 75% bonds right now feels like the right move. I’ll keep my short / synthetic shorts going on Carvana and QQQ, but it’ll only move the needle a few more % unless these things crater. I just don’t see any merit in being long until Itchy gets neutered.