God I'm like the 26th person posting about the WF Autograph today. It'll probably get severely nerfed in like a month at this rate.
But these are two (as they currently stand) great cards for points multipliers, and as a long time Chase user I'm tempted to butt out of the CSP due to recent nerfs to travel and couponning that Chase wants you to do.
I'm tempted to use the WF cards as daily drivers instead, I use Active Cash already because a lot of my spending is uncategorized (random school stuff usually).
One thing's for sure, I disagree with every site out there and think the CSP's days of glory are long gone. Unless you're joining for the SUB there's no long term value out of this card. Hell, every mainstream travel card kind of sucks because of how they lock you into using their shitty travel portals for points (though Chase Travel is just a lower ring of hell entirely. They used to give more bonuses for using it, but they killed that. Now it seems you only really benefit if you book Business+, at least for United)
I do my banking with Fidelity so I'm not a shill, but I'm curious what others think (I kind of know the answer by what everyone's posting here anyways)
WF Auto/Active VS CFU/CSP?
byu/Independent_Big_1944 inCreditCards
Posted by Independent_Big_1944
3 Comments
Unless you have some way to pump points into the CSP, like you said, its days are long gone.
you are absolutely right. Neither CSP and CFU is a competitive card these days. Chase, in general, is super weak in points earning although Chase UR is still very valuable in redemption. Unless you can get a lot of value from CFF rotational categories, which goes downhill too, the ROI of Chase cards isn’t good.
Just as I make this post, Chase locks my acct for suspicious activity lmfao