My travel insurance (ICICI Lombard) rejected my claim saying it was due to a “war situation,” and I’m honestly confused.
My return flight was on 28th Feb, the same day when the UAE had those drone/security issues. Because of that:
• Flight got cancelled
• Had to extend hotel stay
• Extra expenses
But I had booked everything 5 months earlier, so it’s not like I planned travel during a war.
They’re now using the “war exclusion” to deny the claim.
Has anyone dealt with something like this?
Is this actually valid, and can I fight it (IRDAI/ombudsman etc.)?
Travel insurance claim rejected due to “war” (Dubai disruption), how can I fight this?
byu/akasotto inInsurance
Posted by akasotto
2 Comments
Post this in r/legaladvice also
Very common exclusion on most insurance policies. If it’s an excluded peril then nothing can be done.