Currently in the SAVE plan for my med school loans. In forbearance. Total climbed to 480k from 460k since forbearance began middle of last year. Do I stay on save paying 0 a month or switch to IDR? What monthly estimates can I expect? Just became an attending in August, about 6x my resident AGI, married filing jointly with a kid. Was PSLF now working for profit hospital. The estimates on the FSA website show me anywhere between 400-800 monthly payment on PAYE if I switch but when I called mohela they estimated it out to 5k a month payments. I have no idea who to trust or what to do. ChatGPT didn’t help either lol any tips would be appreciated.

    Stay on SAVE or attempt a switch? Context below
    byu/Animan-10 inStudentLoans



    Posted by Animan-10

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    1. What is your AGI from your latest tax return (combined with spouse if filing jointly), family size, and loan balance? When did you take out your earliest loans?

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