They have all the same benefits except one has Zero Fraud Liability and the other is a 150$ bonus if you spend 500$ in the first 90 days. Zero fraud liability sounds like the smarter option long term, but since I’m new to credit cards I was curious if it was even that beneficial.

    Which credit card benefit is preferable ?
    byu/National-Heat-191 inCreditCards



    Posted by National-Heat-191

    5 Comments

    1. Just about every single credit card issuer offers zero fraud liability protection. I would stay far away from any credit card that specifically DOESNT offer it. That is a nightmare waiting to happen.

    2. thereddituserusa on

      Extended warranty protection is very important for major purchases such as electronics or appliances.

    3. >they all have the same benefits

      Feel free to share the ones you’re looking at and considering because credit cards very much do not all have the same benefits. Would be easier for people to weigh in on any dilemma you’re considering

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