hey Everyone!
I am 26F, I am a full time nanny. I make 100k a year. That is just a little background buttttt, I have 3 credit cards, credit one and two capital one cards. I use the credit one just for gas only… the other two i havent used since 2022. I impulsively quit my job and used $500 of credit to keep me afloat. I havent used them since then. both Capital one cards adds up to 10k. Also, everyone talks crap about credit one but it has improved my credit greatly!! in college i had the student discovery card and blew up my credit my parents made for for me. now, I only use credit one( i could only get approved for this) to build history and really has improved a lot. I am almost at 700 even just by using credit one.
However, Should i cancel the capital one cards, keep as emergencies or keep them and cancel Credit one?
Should I keep my credit cards?
byu/Necessary_thoughts inCreditCards
Posted by Necessary_thoughts
2 Comments
Cancel credit one. They didn’t improve your credit score, *you* did.
Cancel Credit 1/One, depending on which cards you have from Capital One, keep 1-2 of them.