hey Everyone!

    I am 26F, I am a full time nanny. I make 100k a year. That is just a little background buttttt, I have 3 credit cards, credit one and two capital one cards. I use the credit one just for gas only… the other two i havent used since 2022. I impulsively quit my job and used $500 of credit to keep me afloat. I havent used them since then. both Capital one cards adds up to 10k. Also, everyone talks crap about credit one but it has improved my credit greatly!! in college i had the student discovery card and blew up my credit my parents made for for me. now, I only use credit one( i could only get approved for this) to build history and really has improved a lot. I am almost at 700 even just by using credit one.

    However, Should i cancel the capital one cards, keep as emergencies or keep them and cancel Credit one?

    Should I keep my credit cards?
    byu/Necessary_thoughts inCreditCards



    Posted by Necessary_thoughts

    2 Comments

    1. Cancel Credit 1/One, depending on which cards you have from Capital One, keep 1-2 of them.

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