CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Citi® / AAdvantage® Platinum Select

    * FICO scores with source: 826 – Experian FICO 9

    * Oldest credit card account age: 15 years 7 months

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 0

    * Annual income $: 150,000

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 400

    * Groceries $: 400

    * Gas $: 100

    * Travel $: 600

    * Using abroad?: Yes, I want to become a digital nomad by the beginning of 2027

    * Other categories or stores: Traveling, concerts

    * Other spend: Gym membership + personal training

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Amazon Prime member: Yes

    * Big bank customer: Wells Fargo

    PURPOSE

    * Purpose of next card: Travel Rewards

    * Travel rewards preferences: Not sure yet, looking for the best option. I currently only have a credit card that gives me airline points with American Airlines.

    * Cards being considered: Chase Sapphire Preferred and Capitol One Venture

    Capitol One Venture vs Chase Sapphire?
    byu/neonsadgirl inCreditCards



    Posted by neonsadgirl

    1 Comment

    1. EleventhEarlOfMars on

      Venture Rewards has an elevated SUB but Capital One is transitioning to the Discover network.

      Might look into the Autograph/Autograph Journey or Amex Gold.

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