CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Robinhood Gold, $20,000, 10/25
* Amazon Prime Visa, $12,900, 8/25
* FICO scores with source: Experian 758
* Oldest credit card account age: 5 years
* Cards approved in the past 6 months: 1
* Cards approved in the past 12 months: 4
* Cards approved in the past 24 months: 4
* Annual income $: 180
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 400
* Groceries $: 200
* Gas $: 0
* Travel $: Flights: 400
* Using abroad?: No
* Other categories or stores: Amazon: 100
* Other spend:
* Pay rent by card? Yes, amount and fee: 2555 no fee
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Big bank customer: Citi
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: United or Alaska
* Cards being considered: Capitol One Venture X
Want: save the most amount of money on travel either by redeeming points or cash back.
Travel credit card 2026? Flying 1x a month
byu/pollys_pies inCreditCards
Posted by pollys_pies
2 Comments
you fly enough where a premium travel card likely pays for itself, or you could go airline specific for perks like bags and boarding, or just keep it simple and pair a flexible travel card with a dining one to rack up points faster.
The VX is probably the best card in your situation since the yearly credit would be easy to use. If you are looking for lounge access, what airport are you based out of and do you have a common airport you are flying to, or is it random? International or domestic?