Recently started to invest. After doing some research, I came to the conclusion that I should invest in these 4 ETF’s. I invest $100(50% VOO, 20% each into SCHG & SCHD, and 10% into VXUS) every 2 weeks(payday), and I’ve already invested $1400. My goal is to eventually enjoy the dividends as well as the ROI. Are these decent ETF’s to invest in? just curious if anyone has advice/tips. Thank you!

    Am I doing this right?
    byu/SconesLoans instocks



    Posted by SconesLoans

    5 Comments

    1. Depending on your age, 20% into SCHD is a bit overly-conservative, but as the other comment says – anyone having major qualms over this balance is splitting hairs.

      You’re good. Absolutely don’t listen to anyone who suggests that you need something insane like 30%+ into ex-US or anything.

    2. Yes they’re fine selections. But this is Reddit so be prepared for hostile comments telling you that only an idiot would put money in something besides VOO.

    3. It is a bet on continued US growth and dominance. Personally I have more in emerging and international ex-US, but this does look well rounded otherwise.

    4. I was thinking of doing this too.
      Is there anything wrong with the overlap of voo and schg? Anyone have insight??

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