I recently got my Venture X after having my Savor student for about a year now.
I’m wondering what card I should be shooting for next and how to best utilize what I have now.
I am a student in college making ~20-30k through internships and part time work with no debt
Posted by I_Wulala
3 Comments
What’s your goal here? It doesn’t sounds like you’re going to put enough spend on cards to make further optimization worth the complexity.
You have the right cards for right now…no reason yet to expand. Keep em, use em and let that credit build.
The Venture X is solid for travel and dining, so you’ve already got good category coverage there. I’d lean toward either a flat-rate cash back card like the Freedom Unlimited for everyday spend that doesn’t fit your bonus categories, or if you travel enough, the CSP would give you better travel protections and transfer partners to maximize those Venture X points. Since you’re making decent money as a student with no debt, you’re in a good spot to build credit diversity without overextending yourself. I wouldn’t rush into a third card though, at least not until you’ve had the Venture X for a few months and can see where your actual spending patterns land.