Below is my current lineup, I just recently added the Citi Double Cash and US Bank Cash +. At this point the only additional card I've seen that would make sense to add is the Citi Custom Cash, but I'm curious to see if there's anything else out there. I recognize that the CSP doesn't make a ton of sense from a pure cash back perspective, but I find that I organically get enough value from it with the Doordash credits/hotel credit that its worth keeping for now.
Chase Amazon Prime Card – 5% back on Amazon
CSP – almost exclusively use this for food/dining, 3% back
Target Red Card – 5% back (I use this for groceries)
Amex BCE – 3% on gas and online purchases
Walmart OnePay Card – 5% back at Walmart
US Bank Cash + – 5% back on utilities/Internet
Citi Double Cash – 2% back on everything else
I also have old an Discover card, CFU, CFF, and Apple card that I basically never use anymore.
Additions for Cash Back Setup
byu/Legitimate-Gene249 inCreditCards
Posted by Legitimate-Gene249
3 Comments
CSP can possibly be replaced by CIP. With the same AF, CIP is covering broad travel with 3X. It also has DoorDash credit.
BoA suite of cards can be a good solution to unlock a lot of potential and help you streamline your current lineups. For example, your current Amazon+Target+Walmart card can be consolidated by a single CCR.
With multiple CCRs, you may not even need a CCC. And, UCR/PR is an upgrade from double cash for catch-all cashback.
Those dormant cards. I I highly suggest to use them just for a small purchases as it affects your overall credit history if those cards are close from inactivity
Chase Ink Cash. 5% phone / internet and office supply (gift cards or actual office supply in my case).