Pay Down High Interest Student Loans or Build an Emergency Fund?

My husband and I have come a long way and paid off a significant amount of high interest debt. There was a time where we had payday loans, affirm payments, best egg loans, etc.

We have a $1000 balance left on a chase credit card that we are paying down quickly. Aside from that what we will have left is: our mortgage, two car loans, and student loan debt. My student loans total 57k and I am currently paying $292 a month which it turns out is about $283 to interest and $9 to the actual principal. How the hell do I tackle this because that honestly seems insane. If we are in a better financial situation now, does it make sense to refinance for a lower interest rate? Should I just throw any extra money to the loan in lieu of savings? Would we benefit from a financial advisor or debt coach of some kind to help with our financial literacy? I really want to get out on top of this now that we are in a better position to do so.

Additionally we have been working on an emergency fund in a HYSA with a 3.5% return rate. We just have $3000 in there for now but after living paycheck to paycheck for a while it felt good to save that amount. I don’t know if it’s better to build the fund first and then throw more at the debt but feel that might be the way to go.

Any advice is welcome!