Credit Tanked but no payments due?

I've been on forebearance for 2 years. I saw my credit score tanked 40+ points out of nowhere. I see the only changes were that my nelnet interest accrued like 8 dollars to my principle. Credit Karma suggests this could come off as a missed payment. What? Why now? Was this because of the recent SAVE plan changes? I mean what do I even do? It says payments will resume in November of 2028. This is brutal man.