CREDIT PROFILE
* I have a discover card and a St. Paul federal card for the low Apr for an emergency card
* FICO is 747 from experion and 754 from transunion
* Oldest credit card is my discover with is 1year 9 months
* Number of personal credit cards approved for in the past 12 months: 1
* Number of personal credit cards approved for in the past 24 months: 2
* Annual income $: around 65k
* Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
* Dining $: 300
* Groceries $: 100
* Gas $: 500
* Travel $: 150 on flights
* Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No
* Any other significant, regular credit card spend you didn't include above?: $ merchandise is about 400
MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)
* Current member of Amazon Prime?: yes
* Current Verizon postpaid customer?:no
* Current member of Costco or Sam's Club? Yes
* Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services? No
* Current member of Chase, US Bank or any other big bank?: yes
* Are you or your spouse active US military?:no
* Are you open to Business Cards?: (these are an option if you have any kind of side gig, such as selling on eBay or Etsy)no
PURPOSE
* What's the purpose of your next card (choose ONE)?: (first credit card, balance transfer, saving money, travel rewards)
* If you answered "first credit card", are you an authorized user on any other cards?
* If you answered "balance transfer", please give details as to why:
* If you answered "travel rewards", do you have a preferred airline and/or hotel chain you regularly use?
* Do you have any cards you've been looking at?
I want cash back cards like Apple or wells Fargo 2% back
What credit card should I get?
byu/Specialist_Drop_9624 inCreditCards
Posted by Specialist_Drop_9624