CREDIT PROFILE

    * I have a discover card and a St. Paul federal card for the low Apr for an emergency card

    * FICO is 747 from experion and 754 from transunion

    * Oldest credit card is my discover with is 1year 9 months

    * Number of personal credit cards approved for in the past 12 months: 1

    * Number of personal credit cards approved for in the past 24 months: 2

    * Annual income $: around 65k

    * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.

    * Dining $: 300

    * Groceries $: 100

    * Gas $: 500

    * Travel $: 150 on flights

    * Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No

    * Any other significant, regular credit card spend you didn't include above?: $ merchandise is about 400

    MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)

    * Current member of Amazon Prime?: yes

    * Current Verizon postpaid customer?:no

    * Current member of Costco or Sam's Club? Yes

    * Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services? No

    * Current member of Chase, US Bank or any other big bank?: yes

    * Are you or your spouse active US military?:no

    * Are you open to Business Cards?: (these are an option if you have any kind of side gig, such as selling on eBay or Etsy)no

    PURPOSE

    * What's the purpose of your next card (choose ONE)?: (first credit card, balance transfer, saving money, travel rewards)

    * If you answered "first credit card", are you an authorized user on any other cards?

    * If you answered "balance transfer", please give details as to why:

    * If you answered "travel rewards", do you have a preferred airline and/or hotel chain you regularly use?

    * Do you have any cards you've been looking at?

    I want cash back cards like Apple or wells Fargo 2% back

    What credit card should I get?
    byu/Specialist_Drop_9624 inCreditCards



    Posted by Specialist_Drop_9624

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