CREDIT PROFILE

    • Current credit cards you are the primary account holder of:
      • None – looking for first card
    • FICO scores with source: 565
    • Oldest credit card account age: 4 years
    • Cards approved in the past 6 months:
    • Cards approved in the past 12 months:
    • Cards approved in the past 24 months:
    • Annual income $: 30,000

    CATEGORIES

    • Ok with category-specific cards?: Yes
    • Ok with rotating category cards?: Yes
    • Estimate average monthly spend in the categories below.
      • Dining $: 650
      • Groceries $: 650
      • Gas $: 0
      • Travel $: 500 (uber)
      • Using abroad?: No
      • Other categories or stores: Phone/internet or emergency only bills
      • Other spend: Different subscription
      • Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    • Amazon Prime member: Yes
    • Open to business cards: Maybe

    PURPOSE

    • Purpose of next card: Building Credit

    • Cards being considered:

    (New post) Recommended Credit card?
    byu/Immediate-Bobcat-335 inCreditCards



    Posted by Immediate-Bobcat-335

    2 Comments

    1. ThingFuture9079 on

      With that low of a credit score, your best bet would be a secured credit card. Chase has the Freedom Rise card which is a secured card with unlimited 1.5% cash back.

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