CREDIT PROFILE
- Current credit cards you are the primary account holder of:
- None – looking for first card
- FICO scores with source: 565
- Oldest credit card account age: 4 years
- Cards approved in the past 6 months:
- Cards approved in the past 12 months:
- Cards approved in the past 24 months:
- Annual income $: 30,000
CATEGORIES
- Ok with category-specific cards?: Yes
- Ok with rotating category cards?: Yes
- Estimate average monthly spend in the categories below.
- Dining $: 650
- Groceries $: 650
- Gas $: 0
- Travel $: 500 (uber)
- Using abroad?: No
- Other categories or stores: Phone/internet or emergency only bills
- Other spend: Different subscription
- Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
- Amazon Prime member: Yes
- Open to business cards: Maybe
PURPOSE
-
Purpose of next card: Building Credit
-
Cards being considered:
(New post) Recommended Credit card?
byu/Immediate-Bobcat-335 inCreditCards
Posted by Immediate-Bobcat-335
2 Comments
With that low of a credit score, your best bet would be a secured credit card. Chase has the Freedom Rise card which is a secured card with unlimited 1.5% cash back.
How is your annual income only $30,000?