hey guys,
I’ve been living at home after college for the last 4 years. I have had jobs that paid – pay currently $55k a year. I have basically no expenses. and yet, my spending habits have put me in such a terrible condition. I’m not going homeless but for my position I feel guilty and disappointed in myself for only having around $17k total net worth.
im cutting spending, but damn does anyone have any tips? I gotta look for a better paying job too but, tips on fixing bad spending habits?
I’m squandering my position and feel really lost at 28
byu/Scary_Culture3768 inpersonalfinance
Posted by Scary_Culture3768
3 Comments
Make an honest budget and stick to it
Budget and disciple. That’s it. It’ll take time to break bad habits, but you can do it. Know where every dollar is going and stick to the budget you set for yourself in every category.
Find something you’re passionate about and get to it. Saving isn’t complicated when you don’t have time to spend your money.