Filed a claim a few years back but never proceeded with repairs. There was no payment issued from the insurance company. We had a bad wind storm come through and I had some torn/flipped up shingles but insurance company won't pay for repairs now because they said there is no new damage. They did take a shingle to send to Itel so I will have to replace that shingle and it will not match my 20 year old roof.
What should I do? Thanks in advance
Insurance won't repair my roof due to previous damage
byu/Bubbtime7 inInsurance
Posted by Bubbtime7
2 Comments
20 year old roof is at the end of its life anyway.
If it was the same insurance company for both claims they probably reviewed the old photos and determined there was no new damage. That is definitely a thing.
There was no payment from the first claim, they still probably wrote an estimate. Do you have the old estimate? Was it below deductible? Do you have a high % wind deductible?
Sell the house, get an apartment.