- Current cards: (list cards, limits, opening date)
- AMEX BCE $10,000 limit, Feb 2025.
- Discover IT (student card i think?) Dec 2023. $5,300 limit
- FICO Score: 745
- Oldest account age: 2ish years
- Chase 5/24 status: 0/24?
- Income: e.g. $45,000
- Average monthly spend and categories:
- dining $400
- groceries: $300
- gas: $600
- travel: $0
- other: $1,500
- Open to Business Cards: Yes
- What's the purpose of your next card? e.g. Cashback probably
- Do you have any cards you've been looking at? Apple, Capital One Savor
- Are you OK with category spending or do you want a general spending card? – Yes
Pretty much sums it up, I know nothing about cards if i'm being honest. Just want to build myself up the discover card feels obsolete I just put gas on it, gas is my biggest expense as I mow yards and drive around a lot. I don't eat out much but its probably my second biggest expense outside of gas.
Looking to build my Credit Stack
byu/Alternative-Horse851 inCreditCards
Posted by Alternative-Horse851
1 Comment
Consider Wells Fargo Autograph. This will help you cover most categories. Also, this a Visa, good for Costco. Cap1 Savor is good if you get non-Discover version.