Hey all! I’m sure you’ve all seen Trump and his admin say, by July 1 you have 90 days to find a new plan. Here’s my thinking. I was one of the unlucky MILLIONS who got onto SAVE and then July 2024 it just stopped. So I haven’t been making payments, but I’ve been saving them JUST IN CASE. My idea is this: in August/September 2026, I’m gonna apply to PAYE/IBR or whatever other PSLF plan I can, pay until I get into August 2027 (I’ll have 120 payments by then) and then apply for buyback. What are your thoughts on this? Why you apply for buyback do you go into forbearance again? I’m seeing it’s like 2 years, will I need to pay for those 2 years while I wait? What are your thoughts? Anyone doing something similar?
Posted by jaj5361