I am considering the Amex Hilton credit cards given the current SUB.

    Looks like the no AF card and Surpass card are the best to apply now given they both have a FNC as the SUB? Can I apply both at the same time?

    Also any advice to use the $50/quarter surpass credit in an effective way?

    Amex Hilton credit card suggestion
    byu/FantasticInvestor inCreditCards



    Posted by FantasticInvestor

    1 Comment

    1. I haven’t tried but I think Amex has a 1 in 5 (1 card per 5 days) and 2 in 90 (2 cards per 90 days) rule. So you may need to stagger your applications. Having an FNC as a SUB is amazing, and I wish I had applied for the Surpass this time around and not last year 🙁

      As for the credit, it’s been difficult to easily use the credits now that gift cards are blocked. I use my credits for a $50 Starbucks gift card whenever I’m around Las Vegas. You can find some other data points here: [https://docs.google.com/spreadsheets/u/0/d/1bq5NQ2JN1XW3XGtXZp8ND28GFAdbIVC_5RPWu8UkSlk/htmlview?pli=1](https://docs.google.com/spreadsheets/u/0/d/1bq5NQ2JN1XW3XGtXZp8ND28GFAdbIVC_5RPWu8UkSlk/htmlview?pli=1)

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