CREDIT PROFILE

    • * Current credit cards you are the primary account holder of:
      • Discover It Chrome $6,100, 11/2021
      • Apple Card $5,900, 7/2022
      • AMEX Gold 7/2024
      • Chase Freedom Flex $11,000, 10/2024
      • Chase Sapphire Preferred $8,500, 11/2024
      • Chase Freedom Unlimited $7,500, 3/2025
      • AMEX Blue Business Plus $10,000, 5/2025
      • Amazon Prime Visa $9,900, 7/2025
      • Delta Skymiles Gold $25,000, 9/2025
    • * FICO Scores with source (see note on FICO score sources below): Transunion 770, Equifax 771, Experian 748
    • * Oldest credit card account age with you as primary name on the account: 4 years
    • * Number of personal credit cards approved for in the past 6 months: 0
    • * Number of personal credit cards approved for in the past 12 months: 4
    • * Number of personal credit cards approved for in the past 24 months: 7
    • * Annual income $: $125K

    CATEGORIES

    • * OK with category-specific cards?: Yes
    • * OK with rotating category cards?: Yes
    • * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
      • * Dining $: $500
      • * Groceries $: $250
      • * Gas $: ~$180, a third of the time at Costco
      • * Travel $: Transit ~$70, Hotels ~$300/mo, Flights ~$150/mo
      • * Do you plan on using this card abroad for a significant length of time?: No
      • * Any other categories or stores with significant, regular credit card spend: $225/mo on car insurance with State Farm
      • * Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: No rent to pay

    MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)

    • * Current member of Amazon Prime?: Yes
    • * Current Verizon postpaid customer?: No
    • * Current member of Costco or Sam's Club? Yes, Costco
    • * Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services? No
    • * Current member of Chase, US Bank or any other big bank?: Credit Cards at Chase
    • * Are you or your spouse active US military?: No
    • * Are you open to Business Cards?: Yes

    PURPOSE

    • * What's the purpose of your next card (choose ONE)?: Looking to expand travel rewards
      • * If you answered "travel rewards", do you have a preferred airline and/or hotel chain you regularly use? I've been more partial to Mariott/Hilton just due to them having larger presences in the places I travel. I am not loyal to any airline and am planning on closing the Delta Skymiles Gold after the AF posts.
    • * Do you have any cards you've been looking at? I have been looking at AMEX Plat, but am currently in PUJ and not being offered a SUB so I am holding off.

    Appreciate any thoughts!

    Looking for New Card Recs/Thoughts on Current Setup
    byu/Other-Interaction849 inCreditCards



    Posted by Other-Interaction849

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