edit: This is with FIDELITY…

    TRIM 2050

    TRIM 2060

    TRIM 2025

    TRIM 2035

    TRIM 2045

    TRIM 2055

    TRIM 2065

    BTC EQUITY INDEX GG

    BTC RUSSELL 2500 J

    International BC MSCI ACWI EXUS J

    BTC US DEBT INDEX L

    Large Cap DODGE & COX STOCK X

    BTW SMID CAP III

    International AF EUPAC FUND R6

    TRP LG CP GR TR C

    Stable Value MIP II CL 3

    DFA INF PRT SEC PORT

    BTC TOTAL RETURNL

    …..

    I am 36 and unfortunately just starting my first ever 401k now at my new part time job. These are the only options for investing choices I see with my employer. Not very many.

    For reference, apparently the company “matches your Employee Contributions at $.35 for each dollar you contribute, up to 6% of your eligible Compensation.”

    I have it set to take 8% out of my paycheck for now

    I will probably only make about 12,500 Gross Pay a year at this job but I dont mind putting 50-75% of that into savings/investments – if that is something that should influence my choice??

    I am not looking to take any crazy risks. I just want my money to hopefully grow over time safely and more than some standard 3-5% savings account or CD like i have used in the past.

    I am new to all this so any advice would be greatly appreciated! Thanks everyone 😃

    Are any of these options any good or should I just keep 100% of my contributions in the TRIM 2050 option they recommended?
    byu/WyzeLady ininvesting



    Posted by WyzeLady

    1 Comment

    1. I put some of my money into cryptocurrencies, namely bitcoins, ethereum, solana. I can earn on it, or borrow against it on Nехo platform, with their debit card I do groceries. No more banks for me in that capacity like before, not as much as it used to be for sure.

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