New to credit cards. Moving & starting school again in August

CREDIT PROFILE

• Current credit cards you are the primary account holder of:
  • None – looking for first card
• FICO scores with source: Equifax 668, transunion 655
• Oldest credit card account age:
• Cards approved in the past 6 months: 0
• Cards approved in the past 12 months: 0
• Cards approved in the past 24 months: 0
• Annual income $: 55000

CATEGORIES

• Ok with category-specific cards?: No
• Ok with rotating category cards?: No
• Estimate average monthly spend in the categories below.
  • Dining $: 300
  • Groceries $: 400
  • Gas $: 0
  • Travel $: 200 flights, 100 ride share
  • Using abroad?:
  • Other categories or stores: Planning to spend on rent, typical bills
  • Other spend: Music subscription, food
  • Pay rent by card? Yes, amount and fee:

MEMBERSHIPS & SUBSCRIPTIONS

• Disney bundle subscriber: Yes

PURPOSE

• Purpose of next card: First Credit Card
  • Authorized user on any other card(s)?: No
• Cards being considered: Capital One Savor, Capital One Venture or Venture X

ADDITIONAL INFO

First credit card. I have previously owned a home and built some credit that way. I am restarting school in the fall and wanting to start building my credit. I sold a house in 2025 and moved states. I am planning to start traveling regularly (especially upon graduating in May 2028). I am very new to credit cards so if there are better options for me I’d love to know!