I use one credit card for every single purchase and have spent approximately 16k on my card this past year alone, gaining only 1% cash back on some purchases. I will be spending an additional 6k in medical bills this upcoming year and was wondering what credit card I can max my benefits out on.

    I am already pre approved for the PNC Cash Unlimited card, but Im not seeing any specials for it so I think I should go with something else. Im also wondering if I should open two additional credit cards instead of 1 to cash out on the first year benefits that most cards have.

    Are there any good credit cards out right now that are worth opening?

    CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * PNC Cash, 6,500 limit

    * Oldest credit card account age: 3

    I havent applied for any additional cards, but my bank called me and suggested I upgraded my card per my spending.

    * Annual income $: 48,000

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    I spend approximately 500 a month on dining and groceries, and a minimal amount on gas and travel as I hardly leave my area.

    * Other categories or stores: Hospital bills and insurance

    * Other spend: Gym membership, crunchyroll

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Big bank customer: PNC

    PURPOSE

    * Purpose of next card: Cashback

    * Cards being considered: PNC Cash Unlimited

    Whats the best credit card strategy when I dont travel but use my credit card for everything?
    byu/TinyPuddingPounder inCreditCards



    Posted by TinyPuddingPounder

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