Time for a refresh. Help me fix my CC setup!

• Current cards:
  • Chase Sapphire Reserve
  • Chase Freedom Unlimited
  • Amex Platinum
  • Wells Fargo Visa Signature
• FICO Score: 820
• Oldest account age: 22 yrs
• Income: $600k

I spend quite a bit on dining and travel (usually booked direct) so having high multipliers for these is important. Currently using the CSR for these categories. Everything else goes on the CFU. I‘m hoping to pick up a card with a multiplier greater than the CFU’s 1.5x for misc spend. The Amex is primarily for lounge access and the WF sits in a drawer.

Points are used almost exclusively by transferring to travel partners and booking flights/hotels. I’m not particularly loyal to any brands, but maybe I should be?

Looking to maximize amount of points earned while making sure I have good travel partner options. The AF’s aren’t a huge concern, but I’m not sure I’m getting enough value out of the CSR to continue justifying it.

Give me your thoughts!