Our condo complex was built in the 90s and has metal railings with cement stairs. Nothing has changed, we maintain them and paint the railings when we paint the buildings. Suddenly the insurer is demanding massive changes to all our outdoor stair railings to keep coverage. The openings between the rails are too big I guess?
Is that ok? Is there any recourse to something that seems like a really unreasonable demand? It seems wild to me that everything's been fine for 30 years and suddenly the railings are complaint-worthy.
Insurer suddenly wants massive changes to our external railings
byu/snapperzips inInsurance
Posted by snapperzips
1 Comment
If that’s what their underwriting guidelines call for, then if you want them to insure the property, you’ll have to make the changes or try to find another insurer who won’t have the same requirements.