From my research, the SUB of Chase Sapphire vs Chase INK Business Preferred. Amex Platinum Business Offer said 200k + their AF of $795. I have searched this topic and have like 30 tabs open, and I am getting a bit of analysis paralysis and am unsure of what to do. I live a very frugal life. My wife and I like to do 1 to 2 international trips per year, otherwise, everything about us is super boring/average.
Edit: After further inspection, I would not really be taking advantage of the listed benefits of either Chase Sapphire or Amex Platinum. I am thinking of getting both Chase INK and Preferred cards instead? $95 for at least 130k points.
I'd like to open a new CC (Business or Personal) to pay my taxes (47k). My credit score >750. My 1099 brings in 200k. I have Amex Gold & C1X as my main cards. I have no debts. Open to suggestions!
byu/ShuntHappens inCreditCards
Posted by ShuntHappens
3 Comments
I don’t mean to give more analysis paralysis, but with 47k, you could potentially target spend incentives that typically are higher than welcome offer requirements. As an example, 47k on a Hilton Surpass can get you a welcome offer (which right now includes a free night cert) + an additional free night certificate for hitting 15k in spend.
Of course, that’s only valuable if it meets your lifestyle. I know you mentioned “very frugal life”, so it might not be something you value.
edit: Specifically for the Surpass’s welcome offer, it ends in April 15. You might not be able to get the FNC offer if you choose to go that route. You can still get the FNC from the 15k spend though. There are some other cards that have similar spending incentives.
You might consider spreading it out over the AMEX platinum business and the Chase Sapphire reserve for business, those have high spends and great welcome offers to cover international flights and hotels
For a tax bill that high, I would shoot for a combination of either a C1X Biz, AMEX Plat Biz, or a CSR Biz (maybe two cards).