I am wondering if those with pre-2014 loans can qualify for new IBR with a consolidated loan (before July 1 2026) if they pay off their pre-2014 loans completely. So the consolidated loan would only have loans originating after 2014, and they can qualify for new IBR. Is this right?
If you have unconsolidated loans, pay off pre-2014 loans before consolidation?
byu/fakeshoesornah inStudentLoans
Posted by fakeshoesornah