My house was sold at foreclosure sale in Sept. 2025 and the winning bid was the junior mortgage bank, for exactly the amount I owed them. They are listed in county records as holding the deed. The redemption period was 6 months and ended a few weeks ago.

    I just got out of the hospital after suffering a heart attack end of February and am now trying to catch up on my mail. Apparently the house was sold by the senior mortgage bank in February and there was an overbid of 97k. I cannot find any mail or any records online of the sale taking place, but the junior mortgage holder took me to court in March (which I am just finding out about from court documents in my mail) and they won the 97k because I did not show up.

    How do I find out who I can turn the keys over to? I have no proof of who owns my home and when I need to be out. I have already moved in with family and can’t afford to keep paying the utilities at the foreclosed house.

    I have received a summons to appear in court in May by the junior lienholder and it looks like their complaint is “to recover possession of property” (the house).

    Wouldn’t the senior lien holder own it though???

    Foreclosure questions – junior and senior mortgages
    byu/Spaghetti-Rblade-51 inRealEstate



    Posted by Spaghetti-Rblade-51

    Leave A Reply
    Share via
    Share via