I currently have a Amex Gold that i use for everything. I eat out for lunch every day so i want to start tracking how much i actually spend on food and was wondering which card has the best benefits on dining, restaurants and fast food? This way i can get the most out of it
Posted by Constaly
6 Comments
Amex gold already earns 4x on restaurants and groceries
The AmEx Gold is already supposed to be used mostly for groceries and dining. It’s great at those with a 4x points earn rate, and terrible for general spending at 1x
If you use points effectively, then Amex Gold is very good for what you want–that’s where I put my dining spend. If you don’t use your points effectively, earning 4x is pretty useless for you. If you spend under $500/month, Citi Custom Cash would get you 5% back on your restaurants. You could still get that and stop after you reach $500 too.
I like the Robinhood Gold. If you use them as a brokerage its a great catch-all card.
None of my cards taste very good. To be fair, the last time I tasted one, it was many years ago when I was using it to scrape some ice off my windshield. I put it in my mouth momentarily while I put some gloves on, then it occurred to me how gross what I was doing was.
When I eat out, I use my BofA Premium Rewards Elite card. It and my platinum honors status get me 3.5X back on dining and travel, and I redeem for cash back because I don’t like booking through portals and I like being able to invest my cash back. Been doing this for 8 years now and I have almost $22K in cash back and investment earnings on that cash back.
you have the best dining card already