Is this a good idea?

So, the current changes are looking real bad for me. I’ve got about $40k total (roughly $35k principal, $5k interest). Prior to this at around 2021, at roughly $45k/year income, I would have paid $88/month. When the SAVE plan went in, I switched and paid $0.

Now, IBR estimates put me at $234/month. Fixed standard plan puts me at $429/month. Most the other fixed plans are comparable, but all those plans assume that my income will increase and my costs will stay the same. They won’t, because they don’t for the vast majority of people. My income took a dip in 2021 and is taking a dip now, while inflation and moving to more expensive areas to find jobs has increased my expenses. And the other two IDR plans are going to get cut anyways, so I’m not even bothering with them. RAP will probably end up being a government-sponsored scam, funneling money into whatever vanity project the Admin feels the need for.

So at $234/month, would it be a good idea to donate plasma as a way to fund that? I understand it’s basically a step down from selling my organs, but this is where I’m at. I’m clean, no drug history, no STDs, nothing. I’ve heard you can get up to $800 for donating, so I imagine each donation is not quite that much. But donating once or twice a month should cover things, right? …right?