I'm thinking of wading into the Citi ecosystem and am unfamiliar with their level of sensitivity toward recent accounts and hard inquiries.
What are my chances of getting approved with:
- 750+ credit, $350k annual income
- 3 open personal credit cards with 80k total credit limit and low utilization
- 3 hard inquiries in last 12 months, 1 hard inquiry in last 6 months (business credit card)
- 2 new accounts in last 12 months, 0 new accounts in last 6 months
Approval chances for Citi Strata Premier with a few hard inquiries?
byu/IHateAceJack inCreditCards
Posted by IHateAceJack
2 Comments
I had much lower income than you and slightly more inquiries/new cards and was approved
I’m in somewhat the same boat as you (1 inquiry in the last 6 months but way more accounts in last 12 months) and thinking of applying in a couple weeks once the inquiry rolls off. If you do decide to apply anytime soon I’m curious to see if you are approved.