I'm 18, have the BILT Blue, WF autograph, CFU, and CSP (my latest card as of February).
Credit score is around 750ish, last I checked
I have about 80k in Chase points right now (if anyone knows the best deal for a lil vacation with this, plz let me know lol), and I'm wondering if I should pump out another SUB to go for a better vacation or wait since this quarter seems kinda mid. In any case, what do you guys think my next card should be?
Should I get another card or just wait out the next few quarters.
byu/Royal_Employment_794 inCreditCards
Posted by Royal_Employment_794
2 Comments
Are you paying interest each month on any card or paying off in full? If you don’t know what to use the points on, I would not recommend more cards at your age. Build your credit profile.
Chase points i’d say use it asap like by end of april to hyatt as hyatt rates increase from may. ( i mean transfer now and book the hotels for as far as 13 months in advance)
You can use them for hawaii for most value in usa or for some amazing all inclusive in Caribbean ( Am going Dominican rep 🥰 )
Don’t have to wait you can do with this points don’t ever open card without a plan!
– write up all upcoming expenses in next 4-6 mnths you’ll know if you will hit the sub easily
– analyse travel plans for next 1 year & search on pointsyeah for flights/ hotels
– then you’ll know what points you need & card to open
When are you planning your vacation?
Right now, amex hilton cards have good offer with free night certificate!