Was wondering what the prevailing wisdom is these days on getting the Hyatt card and buying Globalist with spend. We travel 4-5x/yr with a family of four. The free breakfast and no resort fees are pretty valuable.
I have over $300K of estimated taxes (1.75% fee) and no longer get 4% with my Smartly.
Other ideas welcomed.
Current cards:
Smartly
Chase Reserve and Preferred
Chase Flex and Unlimited
Citi Strata Elite
Citi AA Platinum Select
Big spend: buy Hyatt Globalist?
byu/VroomVroom_2 inCreditCards
Posted by VroomVroom_2
3 Comments
> The free breakfast and no resort fees are pretty valuable.
Seems like a terrible return rate if you’re only interested in getting fees and breakfast. You could get full flight and hotel coverage for multiple trips with 300k+ worth of UR, MR, etc. points. Or get an even better return with a SUB like the absurd Amex Plat Biz or Venture X Biz ones.
It should be doable. $300k would also be enough to get you AA Executive Platinum ($200k spend on any AA card), Atmos Titanium ($250k on an Atmos Summit), United Platinum (NOT 1K; that requires $390k, but the United Club Business card gives 1.5x on non-category spend so the earn rate offsets more of the fees), or Delta Diamond ($255k on a Delta Reserve card).
I think AA and Hyatt would both be feasible at $300k, but the others would require more. Given you already have the AA Platinum Select, you wouldn’t even need to get a new card to do the AA option, either.
Not a terrible idea imo. It’d be 120k with the biz card or 150k with the personal card for globalist and you’d get 1x Hyatt pt per dollar. Best points alternative is probably CFU which is 1.5x so you’re just trading 60-75k pts for globalist. If you weigh 2cpp vs globalist breakfast at a nice place being $100/day your breakeven is 12-15 days, less with resort fees and upgrades if you want to count that. On top of this you’d also get the milestone awards from Hyatt every 10 nights which prob gets you an additional 15k Hyatt pts plus SUAs and GOHs etc so the breakeven is at even fewer nights.