Current cards:
Chase Freedom Unlimited $1800 limit, Jan 2025
Cap1 Quicksilver $3000 limit, September 2025
WF Active cash $4000 limit, December 2025
FICO Score: ~ 750
Oldest account age: 1 yr 2 mo.
Chase 5/24 status: 3/24
Income: ~$21,000/yr (full time in the summer, part time during the semester)
Average monthly spend varies, but groceries and of course rent are the main expenses at 300 and 650 respectively, with about 200 of miscellaneous after that.
Open to Business Cards: No
I'm preapproved for venture rewards and CSP, but I don't feel like I can hit those SUBs in 3 months. I travel a good amount for family and vacation so something like the altitude connect would be useful with the lounge access, but I feel like I would never use the card after hitting the SUB.
I think category spend might be the way to go, but I'm not super excited about the idea of activating every quarter. Any suggestions that balance SUB and rewards?
4th Card Recommendation for a Student
byu/Ok-Pitch-5934 inCreditCards
Posted by Ok-Pitch-5934
1 Comment
If you cannot hit the CSP/Venture, then maybe the Citi Custom Cash. $200 bonus I believe and gives 5% back in your highest spend category automatically with no need to activate (most people use this as a dedicated gas card)