Hi, I recently bought a house so with the knowledge of an impending score drop I used all but a few dollars of my credit limit ($2500) on my Capital One Quicksilver card. The day following the end of my cycle I paid off the full amount on the card as I typically try to owe nothing. Then I played around with the score simulator briefly and am hoping for a more concrete answer on what would the best amount over what time to get my statements back down to nothing to maximize my score increase would be. Thank you in advance
Posted by 98izzark