CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Chase freedom unlimited, $1,000 limit, 04/2023

    * FICO scores with source: 670 (Chase credit journey, not fico)

    * Oldest credit card account age:

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 1

    * Annual income $: $35,000

    CATEGORIES

    * Ok with category-specific cards?: No

    * Ok with rotating category cards?: No

    * Estimate average monthly spend in the categories below.

    * Dining $: 350

    * Groceries $: 150 Winn Dixie, rouses

    * Gas $: 120

    * Travel $: 0

    * Using abroad?: No

    * Other categories or stores: Electric bill ,

    * Other spend: PlayStation subscription, music subscription

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Big bank customer: Chase

    PURPOSE

    * Purpose of next card: Cashback

    * Cards being considered: idk

    ADDITIONAL INFO

    I opened a chase “beginner” card with $1K credit line, maxed it out immediately because I had checking account issues, and now am about to pay it off. I want a more grown-up card with real rewards, mainly just to put monthly expenses on it to get cash back and credit building.

    Card recs please and thanks
    byu/Certain_Ability_9079 inCreditCards



    Posted by Certain_Ability_9079

    1 Comment

    1. FrostieWaffles on

      Citi Custom Cash for Dining. Check their pre-approval tool first.

      Paypal debit for groceries

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