What to do now? Got a lot of cards.

Looking to be a bit more choosy with new cards. Will close the SW card as I don’t fly them much. Fly with Alaska and partners mostly, with some United as well. Still have over 200K Amex and Chase points even after an overseas trip.

Current cards: (list cards, limits, opening date)

⁠• ⁠Discover Cash Back, $10000 limit, Aug 2003

⁠ ⁠• ⁠BofA Atmos Ascent, $20000 limit, Mar 2020

⁠• ⁠Apple Card, $3200 limit, Oct 2021

⁠• ⁠Chase SW Priority, $2000 limit, June 2024

⁠• ⁠Chase Marriott Boundless, $12500 limit, June 2025

⁠• ⁠Chase UA Explorer, $5000 limit, July 2025

⁠• ⁠Chase Ink Biz Cash, $5000 limit, Sep 2025

⁠• ⁠Amex Biz Gold, “no” limit, Oct 2025

⁠• ⁠Chase Sapphire Preferred, $30000 limit, Dec 2025

⁠• ⁠Amex Blue Biz Plus, $10000 limit, Jan 2026

⁠• ⁠Chase Freedom Unlimited, $7500 limit, Jan 2026

FICO Score: 794

Oldest account age: 27 years 11 months

Chase 5/24 status: 5/24

Income: Retired. ~$200K net worth growth, $66K AGI on 1040.

Average monthly spend and categories:

⁠• ⁠dining $300

⁠• ⁠groceries: $400

⁠• ⁠gas: $50

⁠• ⁠travel: $800

⁠• ⁠other: $1700

– power $200

– water $50

– phone $90

– Internet $50

– Netflix, SiriusXM, etc. $60

– misc. $1250

• ⁠Open to Business Cards: Yes

• ⁠What's the purpose of your next card? Travel

• ⁠Do you have any cards you've been looking at? Cap 1 Venture X, but got turned down.

• ⁠Are you OK with category spending or do you want a general spending card? Either way