What to do with $75k inheritance?

Will be inheriting about $75k in the next year. Can either pull out as lump sum or over the next 10 years.

Background info:

-E-5

-Wife stays at home with our child

-No debt

-Contribute 10% to TSP (15% total with 5% match)

-Have another inheritance that is distributed monthly that basically covers maxing out my personal Roth IRA

-Both cars paid off, my wife’s car will probably shit out in 2-4 years but we may be going overseas so i’m not too pressed on buying a new car yet

-15k in HYSA for emergency savings

Looking for any advice, thanks! If you need any more info lmk