Given the current political situation/global climate, I have compiled a list of ETFs that I think should cover all of one’s bases and reflect the market. Do y’all have any thoughts or additions/omissions to this list?
VOO: 15%
VOOG: 25%
VTI: 10%
VXUS: 10%
BNDX: 5%
BND: 5%
SCHD: 10%
VYM: 10%
VIG: 10%
ETFs that reflect the market
byu/EmbarrassedTap8150 ininvesting
Posted by EmbarrassedTap8150
6 Comments
All this just to underperform a broad market index. I’ll fix and simplify for you: VT 100%
Why not just buy a total market fund like VT?
What do you mean by “reflect the market”? You have like 3 broad US market funds, 3 dividend funds, 2 bond funds, and 1 international fund.
If you want to reflect the cap weighted investable equity market, then 100% VT is an infinitely better approximation than this.
How much you want in bonds should be a reflection of your tolerance for volatility, not an attempt to “reflect” the bond market.
VOO and VTI are 90% the same.
SCHD, VIG and VYM + VOOG sort of just mimics VOO when put together.
10% international equities is pretty low.
Reflect what market?
There’s a lot of overlap between these ETFs. Some people already suggested VT which is a great option to simplify all of this into one fund (minus the bonds). What’s your reason for the bond ETFs in there? Lower risk appetite? Shorter time horizon?
I’d bring VTI and VXUS as alternatives to VT if you ever feel you want to have more flexibility over regional allocation between US and International. Here’s how those two look like in 70/30: https://insightfol.io/en/portfolios/report/6c1ebd63fa/