Honest question – has DeFi UX actually improved, or are we just used to it being bad?

Been thinking about this a lot lately.

The infrastructure side of DeFi has genuinely matured – better smart contract security, L2s making things cheaper, bridges improving. All good.

But every time I try to onboard someone new, I hit the same walls:

• Seed phrases still terrify normal people. One mistake = gone forever. That's not a UX problem, that's a deal breaker.
• Gas fees on L2s are cheaper but still make zero sense to explain to someone outside crypto. "Why does moving MY money cost money, and why does the price change randomly?" – I never have a good answer.
• The custodial vs non-custodial debate is something WE understand. Nobody else wants to think about it.

Account abstraction (EIP-4337) feels like the most promising fix honestly. Social recovery alone would solve so much.

But I'm curious what others think – are we actually making progress on this, or are we just slowly normalizing a bad experience?

What's the one UX problem you think needs to be fixed before DeFi can go properly mainstream?