Hi all! I’m a 2010 Toyota Camry with 240,000 miles on it. Located in Maryland. Owner is 24. No accidents. Owner has been on own insurance since owning a car, 5+ years now and I’m old so obviously owned outright, no payment. Currently have Progressive (just switched in March for cheaper rate, paid in full for $846.70/ 6 months). My question is, do you think with the age of the vehicle, the level of coverage I have is necessary? Do you think $50,000/$50,000 coverage would suffice? My current coverage is below.
Bodily Injury & Property Damage
Liability:
$100,000 each person/$300,000 each accident/$100,000 each accident
Uninsured Motorist Bodily Injury
& Property Damage:
$100,000 each person/$300,000 each accident/$100,000 each accident with $250 UMPD deductible
Personal Injury Protection:
$2,500 Full PIP
Comprehensive:
$250 deductible with $0 Glass deductible
Collision:
$250 deductible
Rental Reimbursement:
$50 each day/$1,500 maximum
Roadside Assistance✅
Yes the car is speaking for itself haha more fun. Please help, any response is appreciated! Thank you!!
Is my level of coverage worth it? Could I reduce to save money and still be covered?
byu/Ok-Silver2125 inInsurance
Posted by Ok-Silver2125