did i wait too long for my JD student loan refinance after graduation?

so i graduated from law school about a year ago and finally starting to feel the pressure of my loans now that payments are fully kicking in. during school i didnt think much about refinancing, just focused on getting through everything.

now im looking into jd student loan refinance after graduation and seeing that some people do it pretty early to lock in lower rates. the thing is i wasnt really in a position to think about that right away, so now im wondering if i missed the best timing.

my current rate isnt terrible but its definitely higher than some of the numbers i see online. not sure if those are realistic though or if they depend a lot on credit and income.

for anyone who refinanced their law school loans, did you do it right after graduating or wait a bit? did it actually make a noticeable difference in your monthly payments or total interest? and how did you figure out which lenders were actually worth considering?